Home Equity Loans and Home Equity Lines of Credit

love, people, real estate, home and family concept - smiling couHave you been in dire need of a personal loan, but don’t have the right credit score for an unsecured loan? Home Equity Personal Loans, also known as HEPLs, can be the solution to your problem. The Credit Express offers the connections you need to get the cash you want!

How It Works

With HEPLs, you can exchange part of your home’s equity for cash. When you get a Home Equity Personal Loan, this exchange will come in a nice, large lump sum. You will then pay off the sum in smaller, fixed payments. Better still, you only have to pay interest on the amount that you spend. So, it’s a good way to get a simple loan for a lot of money.

Because of how much money HEPLs can offer, many people use them to pay off student loans, go on luxurious vacations, fix their homes, or even refinance smaller loans. There’s no limit to what you can use them for!

In many ways, applying for a Home Equity Personal Loan is similar to a mortgage application. There are points involved, there are fees associated with it, and you may also have to do a title search. However, that’s where the similarities stop. Interest rates are lower, payment terms are more flexible, and accessing cash is easier than you ever thought possible.

Why You’ll Love It

Home Equity Personal Loans have a lot of benefits that make them attractive to people who are looking to access cash for personal uses. Here are some of the best reasons why these loans might be the right choice for you.

  • Extremely low rates are the norm. Rates haven’t been this low since 2008, and some lenders will even offer you a discount on interest if you set it up with automatic payments. The Credit Express works to take it a step further by sending your application to multiple lenders, and showing you the best rates possible out of all the offers you receive.
  • You get all the money in one lump sum. Who wants to wait for multiple batches, anyway?
  • You also get tax benefits from this form of loan. The interest that you pay on HEPLs is typically tax deductible.
  • Minimal fees are typical. There’s no application fees, and no closing costs. Fees that you may have to pay are exceptionally low.
  • They’re super flexible. Payment terms can be as short as a couple of years, but as long as 30.
  • You also get fixed monthly payments. Putting together a budget has never been easier.

Get A Home Equity Personal Loan Now!

You can get the money you need sooner than you think, and with lower rates than you ever thought possible.

Please also be sure to read our FAQ page concerning Home Equity Loans and Home Equity Lines of Credit for additional information.

Ready to get started?

Give us a call to (678) 983-4555, shoot us an email to info@thecreditexpress.org, or come over and visit us for coffee.